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Private Loan Comparison

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<- Lender Landscape

   
  Lender Interest Rate Information Fees Borrower Benefits Co-signer Release Interest Capitalization   
  Chase Chase Select
www.chaseselectloans.com
(866) 306-0868
M-F 8am-9pm ET;
Sat 8am-5pm ET;		 Prime +3.00% to +11.50% w/ co-signer
 		 None Auto payments: 0.25% IRR None 36 payments Once at repayment  
  Citibank
CitiAssist Loan
www.studentloan.com
(800) 788-3368
M-F 8am-11pm ET		 Prime +1.00% to +7.75% Origination: 0.00%to 5.00% Auto payments: 0.25% IRR% On-time payments: 0.50% IRR after first 48 payments 24 payments Once at repayment  
  Citizens Bank
Signature Student Loan
www.citizensbank.com
(800) 708-6684
M-F 8:30am-6pm ET		 LIBOR +4.00% to +14.00% Origination: 0.00% to 3.00% Auto payments: 0.50% IRR None 24 payments Once at repayment  
  Discover Bank
Private Education Loan
www.discoverstudentloans.com
(877) 728-3030
M-Su 8am-12am ET		 Prime -0.50% to +4.75% None Auto payments: 0.25% IRR Graduation: 2.00% cash reward on outstanding principal balance No Once at repayment  
  Edamerica
Xtra Credit Alternative Loan
www.edamerica.net
(800) 337-1009
M-Th 8:30a-9p;F 8:30a-6pET		 LIBOR +5.50% to +8.00% Origination: 4.00% to 7.00% None None No Once at repayment  
  PNC Bank
PNC Solution Loan
www.eduloans.pncbank.com
(800) 762-1001
M-Th 8a-9p; F 8a-6p ET		 LIBOR +2.25% to +8.00% Origination: 0.00% to 8.00% Auto payments: 0.25% IRR None 48 payments Once at repayment  
  Sallie Mae
Signature Student Loan
www.salliemae.com
(800) 695-3317
M-Th 8a-10p;F 8a-7p		 LIBOR +4.00% to +14.00%
  • Origination: 0.00% to 3.00%
  • Repayment: 0.00% to 3.00%
 Auto payments: 0.50% IRR None 24 payments Once at repayment  
  SunTrust Bank
Academic Answer Loan
www.suntrusteducation.com
(866) 763-6350
M-F 7:30am-9pm ET		 LIBOR +2.50% to +8.00% Repayment: 0.00% to 4.00% Auto payments 0.25% IRR Graduation: $300 principal reduction per loan 48 payments Once at repayment  
 

U.S. Bank
No Fee Education Loan
www.usbank.com/nofeeapp
(800) 242-1200
M-F 9am-8pm ET

 Three tiers:
  • Prime +1.95%
  • Prime +4.95%
  • Prime +8.95%
 None Auto payments: 0.25% IRR None 36-48 payments, dependent on FICO and debt-to-income ratio of student Once at repayment  
  Wells Fargo Collegiate Loan
www.wellsfargo.com/student
(800) 378-5526
M-F 8am-10pm CT		 Prime +1.00% to 7.99% None Auto payments: 0.25% IRR Graduation: 0.50% IRR 24 payments Once at repayment